[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sta-fas.cz\/souboj-bankovnich-a-nebankovnich-pujcek-ktere-jsou-vyhodnejsi\/#Article","mainEntityOfPage":"https:\/\/www.sta-fas.cz\/souboj-bankovnich-a-nebankovnich-pujcek-ktere-jsou-vyhodnejsi\/","headline":"Souboj bankovn\u00edch a nebankovn\u00edch p\u016fj\u010dek: Kter\u00e9 jsou v\u00fdhodn\u011bj\u0161\u00ed?","name":"Souboj bankovn\u00edch a nebankovn\u00edch p\u016fj\u010dek: Kter\u00e9 jsou v\u00fdhodn\u011bj\u0161\u00ed?","description":"Nebankovn\u00ed spole\u010dnosti si po dlouh\u00e1 l\u00e9ta dr\u017eely pov\u011bst coby tzv. lichv\u00e1\u0159sk\u00fdch spole\u010dnost\u00ed, kte\u0159\u00ed za vidinou rychl\u00e9ho zbohatnut\u00ed nab\u00edzej\u00ed zoufal\u00fdm lidem \u201ev\u00fdhodnou\u201c p\u016fj\u010dku s enormn\u00ed \u00farokovou sazbou a skryt\u00fdmi poplatky. M\u00edsto snadn\u00e9ho vykoupen\u00ed z beznad\u011bjn\u00e9 situace se tak lid\u00e9, kte\u0159\u00ed s takovou p\u016fj\u010dkou souhlasili, dostali do dluhov\u00e9 pasti, ze kter\u00e9 mnohdy nebylo \u00faniku. Ov\u0161em mnohdy si...","datePublished":"2020-09-20","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.sta-fas.cz\/author\/#Person","name":"","url":"https:\/\/www.sta-fas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sta-fas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/smlouva%20k%20podpisu_4.jpg","url":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/smlouva%20k%20podpisu_4.jpg","height":0,"width":0},"url":"https:\/\/www.sta-fas.cz\/souboj-bankovnich-a-nebankovnich-pujcek-ktere-jsou-vyhodnejsi\/","about":["Finance"],"wordCount":410,"articleBody":"       Nebankovn\u00ed spole\u010dnosti si po dlouh\u00e1 l\u00e9ta dr\u017eely pov\u011bst coby tzv. lichv\u00e1\u0159sk\u00fdch spole\u010dnost\u00ed, kte\u0159\u00ed za vidinou rychl\u00e9ho zbohatnut\u00ed nab\u00edzej\u00ed zoufal\u00fdm lidem \u201ev\u00fdhodnou\u201c p\u016fj\u010dku s enormn\u00ed \u00farokovou sazbou a skryt\u00fdmi poplatky. M\u00edsto snadn\u00e9ho vykoupen\u00ed z beznad\u011bjn\u00e9 situace se tak lid\u00e9, kte\u0159\u00ed s takovou p\u016fj\u010dkou souhlasili, dostali do dluhov\u00e9 pasti, ze kter\u00e9 mnohdy nebylo \u00faniku. Ov\u0161em mnohdy si pleteme pojmy a h\u00e1z\u00edme do jednoho pytle nebankovn\u00ed spole\u010dnosti a ty lichv\u00e1\u0159sk\u00e9. Unik\u00e1 n\u00e1m tak z\u00e1sadn\u00ed my\u0161lenka nebankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 necht\u011bj\u00ed potencion\u00e1ln\u00ed klienty zruinovat, ale naopak jsou pro n\u011b mnohdy jedin\u00fdm mo\u017en\u00fdm v\u00fdchodiskem, kdy\u017e za nimi bankovn\u00ed domy zav\u0159ou dve\u0159e. V \u010dem jsou tedy skute\u010dn\u011b nebankovn\u00ed spole\u010dnosti lep\u0161\u00ed ne\u017e b\u011b\u017en\u00e9 banky?Bankovn\u00ed p\u016fj\u010dkaBankovn\u00ed p\u016fj\u010dka je produktem v\u011bt\u0161iny bank, i va\u0161e banka jich nab\u00edz\u00ed hned n\u011bkolik. Bankovn\u00ed \u00fav\u011bry jsou v\u0161ak vhodn\u00e9 pouze pro ty, kte\u0159\u00ed pot\u0159ebuj\u00ed p\u016fj\u010dit v\u011bt\u0161\u00ed obnos pen\u011bz a nevad\u00ed jim del\u0161\u00ed schvalovac\u00ed proces, kter\u00fdm se bankovn\u00ed p\u016fj\u010dka vyzna\u010duje. Jen\u017ee bankovn\u00ed p\u016fj\u010dky nejsou tak v\u00fdhodn\u00e9, jak by se na prvn\u00ed pohled mohlo zd\u00e1t. Pokud pot\u0159ebuje \u017eadatel pen\u00edze okam\u017eit\u011b, odejde z banky s nepo\u0159\u00edzenou. Po\u010dk\u00e1te si jak na samotn\u00e9 schv\u00e1len\u00ed, tak posl\u00e1n\u00ed pen\u011bz. Vy\u0159\u00edzen\u00ed tak nen\u00ed pro netrp\u011bliv\u00e9 jedince, nav\u00edc je pot\u0159eba vy\u0159\u00eddit cel\u00e1 \u0159ada formalit a dolo\u017eit spoustu dokument\u016f. Ov\u0161em \u0159ada lid\u00ed st\u00e1le pro p\u016fj\u010dku rad\u011bji zvol\u00ed banku, ta toti\u017e st\u00e1le v lidech vzbuzuje pocit d\u016fv\u011bryhodnosti a jej\u00ed \u00farokov\u00e1 sazba pat\u0159\u00ed k t\u011bm nejv\u00fdhodn\u011bj\u0161\u00edm. Nebankovn\u00ed p\u016fj\u010dkaPokud v\u00e1s tr\u00e1p\u00ed \u0161patn\u00e1 finan\u010dn\u00ed situace a pot\u0159ebujete pen\u00edze okam\u017eit\u011b, zajd\u011bte do nebankovn\u00ed spole\u010dnosti. I kdy\u017e \u010dasto nemus\u00edte ani to, nebankovn\u00ed p\u016fj\u010dku vy\u0159\u00edd\u00edte i v pohodl\u00ed domova. Pokud v\u00e1s tedy napad\u00e1 ot\u00e1zka: Jak se dostat k pen\u011bz\u016fm? Fahd M\u00e1te \u0159e\u0161en\u00ed! Nebankovn\u00ed spole\u010dnosti \u010dasto neprov\u011b\u0159uj\u00ed ani finan\u010dn\u00ed minulost klienta, p\u0159\u00edpadn\u011b pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem a tak m\u00e1 mo\u017enost z\u00edskat \u00fav\u011br skute\u010dn\u011b ka\u017ed\u00fd.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Souboj bankovn\u00edch a nebankovn\u00edch p\u016fj\u010dek: Kter\u00e9 jsou v\u00fdhodn\u011bj\u0161\u00ed?","item":"https:\/\/www.sta-fas.cz\/souboj-bankovnich-a-nebankovnich-pujcek-ktere-jsou-vyhodnejsi\/#breadcrumbitem"}]}]