[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sta-fas.cz\/ne-kazdy-ma-penez-dost\/#Article","mainEntityOfPage":"https:\/\/www.sta-fas.cz\/ne-kazdy-ma-penez-dost\/","headline":"Ne ka\u017ed\u00fd m\u00e1 pen\u011bz dost","name":"Ne ka\u017ed\u00fd m\u00e1 pen\u011bz dost","description":"Mnoz\u00ed lid\u00e9 se pot\u00fdkaj\u00ed s nedostatkem pen\u011bz. V\u017edycky tomu tak bylo, a zd\u00e1 se, \u017ee nyn\u00ed je to je\u0161t\u011b daleko hor\u0161\u00ed, ne\u017e mnoz\u00ed z n\u00e1s pamatuj\u00ed. Proto\u017ee se dnes vlastn\u011b sv\u00fdm zp\u016fsobem spl\u00e1c\u00ed dluh za n\u00e1\u0161 \u017eivot b\u011bhem koronavirov\u00e9 pandemie, a v\u0161e, co se v uplynul\u00fdch letech nepovedlo, na n\u00e1s dol\u00e9h\u00e1 o to h\u016f\u0159e, \u017ee...","datePublished":"2022-05-27","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.sta-fas.cz\/author\/#Person","name":"","url":"https:\/\/www.sta-fas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sta-fas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/z%C3%A9landsk%C3%A9%20pen%C3%ADze_2.jpg","url":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/z%C3%A9landsk%C3%A9%20pen%C3%ADze_2.jpg","height":0,"width":0},"url":"https:\/\/www.sta-fas.cz\/ne-kazdy-ma-penez-dost\/","about":["Online"],"wordCount":429,"articleBody":"   Mnoz\u00ed lid\u00e9 se pot\u00fdkaj\u00ed s nedostatkem pen\u011bz. V\u017edycky tomu tak bylo, a zd\u00e1 se, \u017ee nyn\u00ed je to je\u0161t\u011b daleko hor\u0161\u00ed, ne\u017e mnoz\u00ed z n\u00e1s pamatuj\u00ed. Proto\u017ee se dnes vlastn\u011b sv\u00fdm zp\u016fsobem spl\u00e1c\u00ed dluh za n\u00e1\u0161 \u017eivot b\u011bhem koronavirov\u00e9 pandemie, a v\u0161e, co se v uplynul\u00fdch letech nepovedlo, na n\u00e1s dol\u00e9h\u00e1 o to h\u016f\u0159e, \u017ee je to z\u00e1rove\u0148 prov\u00e1zeno i rusko-ukrajinsk\u00fdm konfliktem.Prost\u011b se v sou\u010dasnosti pokazilo snad pomalu v\u0161echno, co se pokazit mohlo, a my na to dopl\u00e1c\u00edme mimo jin\u00e9 i finan\u010dn\u011b. Na\u0161e p\u0159\u00edjmy nejsou nic moc, a kdy\u017e k tomu p\u0159id\u00e1me je\u0161t\u011b tu zpropadenou vysokou inflaci, nen\u00ed divu, \u017ee se kdekomu z n\u00e1s nevede ekonomicky ani trochu dob\u0159e.Jen\u017ee \u017e\u00edt se prost\u011b mus\u00ed, a tak mus\u00edme sehnat v\u017edy aspo\u0148 tolik pen\u011bz, abychom s nimi dok\u00e1zali vy\u017e\u00edt. A kdy\u017e se to n\u011bkdy nepovede? Pak se spol\u00e9h\u00e1me aspo\u0148 na do\u010dasn\u00e9 \u0159e\u0161en\u00ed zvan\u00e9 p\u016fj\u010dka.Kdekdo z n\u00e1s si mus\u00ed pen\u00edze p\u016fj\u010dovat, aby aspo\u0148 n\u011bjak vy\u017eil. Jen\u017ee to neznamen\u00e1, \u017ee kdy\u017e lid\u00e9 p\u016fj\u010dky pot\u0159ebuj\u00ed, tak\u00e9 je bez probl\u00e9m\u016f dostanou. Bylo by sice kr\u00e1sn\u00e9, kdyby se to tak d\u011blo, ale ono to tak nechod\u00ed. Ka\u017ed\u00fd, kdo pot\u0159ebuje p\u016fj\u010dku, ji sice m\u016f\u017ee m\u00edt, ale nejd\u0159\u00edv mus\u00ed prok\u00e1zat, \u017ee ji jej\u00edmu poskytovateli dok\u00e1\u017ee i norm\u00e1ln\u011b splatit. A takov\u00e9 dokazov\u00e1n\u00ed bonity b\u00fdv\u00e1 nejednou nad s\u00edly t\u011bch, kte\u0159\u00ed na tom nejsou finan\u010dn\u011b dob\u0159e.A jak to maj\u00ed vy\u0159e\u0161it ti, jim\u017e dejme tomu v bance nep\u016fj\u010d\u00ed kv\u016fli jejich n\u00edzk\u00fdm p\u0159\u00edjm\u016fm a z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f? T\u011bm nejednou zb\u00fdv\u00e1 u\u017e jenom nejlevn\u011bj\u0161\u00ed americk\u00e1 hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ky, pro kterou je charakteristick\u00e9 pr\u00e1v\u011b to, \u017ee ji mohou z\u00edskat i lid\u00e9, jim\u017e by jinde nevyhov\u011bli. Tady se toti\u017e jednodu\u0161e d\u00e1 nemovitost do z\u00e1stavy, a pak u\u017e nen\u00ed \u017e\u00e1dn\u00fd probl\u00e9m tu usp\u011bt.A proto s\u00e1zej\u00ed na nebankovn\u00ed hypot\u00e9ky pr\u00e1v\u011b ti, jim\u017e by nikde jinde p\u0161enka nekvetla. Proto\u017ee tady maj\u00ed sv\u00e9 jist\u00e9. Pr\u00e1v\u011b d\u00edky takov\u00fdm hypot\u00e9k\u00e1m dok\u00e1\u017ee leckdo p\u0159e\u010dkat i tu nejt\u00ed\u017eiv\u011bj\u0161\u00ed situaci, jak\u00e1 na n\u011bj mohla dolehnout.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne ka\u017ed\u00fd m\u00e1 pen\u011bz dost","item":"https:\/\/www.sta-fas.cz\/ne-kazdy-ma-penez-dost\/#breadcrumbitem"}]}]