[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sta-fas.cz\/kdyz-se-penez-nedostava\/#Article","mainEntityOfPage":"https:\/\/www.sta-fas.cz\/kdyz-se-penez-nedostava\/","headline":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","name":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","description":"Nikdo by si nem\u011bl \u017e\u00edt nad pom\u011bry. Tedy mysl\u00edm t\u00edm nad sv\u00e9 vlastn\u00ed pom\u011bry. Ka\u017ed\u00fd by si m\u011bl dop\u0159\u00e1vat jenom to, na co m\u00e1, a pokud mo\u017eno by mu v\u017edy m\u011bla zb\u00fdt aspo\u0148 n\u011bjak\u00e1 ta koruna, kterou by si ulo\u017eil na mo\u017en\u00e9 hor\u0161\u00ed \u010dasy, je\u017e mohou potkat ka\u017ed\u00e9ho z n\u00e1s. Ov\u0161em je mezi n\u00e1mi hodn\u011b...","datePublished":"2019-09-27","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.sta-fas.cz\/author\/#Person","name":"","url":"https:\/\/www.sta-fas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sta-fas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/img_a360819_w1795_t1574329203.jpg","url":"https:\/\/www.sta-fas.cz\/wp-content\/uploads\/img_a360819_w1795_t1574329203.jpg","height":0,"width":0},"url":"https:\/\/www.sta-fas.cz\/kdyz-se-penez-nedostava\/","about":["Online"],"wordCount":471,"articleBody":"      Nikdo by si nem\u011bl \u017e\u00edt nad pom\u011bry. Tedy mysl\u00edm t\u00edm nad sv\u00e9 vlastn\u00ed pom\u011bry. Ka\u017ed\u00fd by si m\u011bl dop\u0159\u00e1vat jenom to, na co m\u00e1, a pokud mo\u017eno by mu v\u017edy m\u011bla zb\u00fdt aspo\u0148 n\u011bjak\u00e1 ta koruna, kterou by si ulo\u017eil na mo\u017en\u00e9 hor\u0161\u00ed \u010dasy, je\u017e mohou potkat ka\u017ed\u00e9ho z n\u00e1s. Ov\u0161em je mezi n\u00e1mi hodn\u011b t\u011bch, kdo si dop\u0159\u00e1vaj\u00ed v\u00edce, ne\u017e na kolik si re\u00e1ln\u011b vyd\u011bl\u00e1vaj\u00ed nebo na co jim p\u0159\u00edpadn\u011b sta\u010d\u00ed jejich \u00faspory. N\u011bkdy to tito p\u0159\u00edmo p\u0159eh\u00e1n\u011bj\u00ed a utr\u00e1cej\u00ed i za naprost\u00e9 hlouposti, n\u011bkdy je pro n\u011b \u017eivotem nad r\u00e1mec jejich mo\u017enost\u00ed i hol\u00e9 p\u0159e\u017e\u00edv\u00e1n\u00ed. A co maj\u00ed d\u011blat ti, kte\u0159\u00ed cht\u011bj\u00ed \u010di p\u0159\u00edmo pot\u0159ebuj\u00ed utratit v\u00edc, ne\u017e kolik maj\u00ed? Na tuto ot\u00e1zku existuje vlastn\u011b jen jedna jedin\u00e1 pravdiv\u00e1 odpov\u011b\u010f. Mus\u00ed si na to od n\u011bkoho p\u016fj\u010dit.  Ov\u0161em v tom je nejednou k\u00e1men \u00farazu. Proto\u017ee ne ka\u017ed\u00e9mu, kdo po p\u016fj\u010dce zatou\u017e\u00ed, se t\u00e9to i dostane. Jsou mnoz\u00ed z n\u00e1s, kte\u0159\u00ed u\u017e v\u011bz\u00ed v probl\u00e9mech natolik hluboko, \u017ee od nich d\u00e1vaj\u00ed p\u0159\u00edpadn\u00ed poskytovatel\u00e9 p\u016fj\u010dek ruce pry\u010d. Co\u017e nen\u00ed \u017e\u00e1dn\u00e1 diskriminace, jde pouze o to, \u017ee i finan\u010dn\u00ed instituce mus\u00ed vyd\u011bl\u00e1vat a nemohou si dovolit strkat pen\u00edze do n\u011bkoho, u koho hroz\u00ed riziko, \u017ee u\u017e je nikdy nevr\u00e1t\u00ed. A tak banky \u017e\u00e1daj\u00ed dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy \u017eadatel\u016f, kter\u00e9 by d\u00e1valy jistotu, \u017ee budou m\u00edt oni pot\u0159ebn\u00ed z \u010deho spl\u00e1cet, \u017e\u00e1daj\u00ed \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, aby bylo z\u0159ejm\u00e9, \u017ee se nejedn\u00e1 o z\u00e1jemce o pen\u00edze, kte\u0159\u00ed si po\u010d\u00ednaj\u00ed laxn\u011b a neobt\u011b\u017euj\u00ed se s dodr\u017eov\u00e1n\u00edm toho sjednan\u00e9ho. A jsou tu i \u010detn\u00e9 dal\u0161\u00ed po\u017eadavky, jim\u017e se mus\u00ed st\u016fj co st\u016fj vyhov\u011bt, m\u00e1-li \u017eadatel usp\u011bt.  A pokud doty\u010dn\u00fd v bance neusp\u011bje? Pak se \u010dasto pokou\u0161\u00ed o z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky. Co\u017e je daleko snadn\u011bj\u0161\u00ed ne\u017e u bankovn\u00edch dom\u016f. Zde toti\u017e sta\u010d\u00ed nab\u00eddnout coby z\u00e1stavu za p\u016fj\u010den\u00e9 pen\u00edze nemovitost a prok\u00e1zat schopnost hradit alespo\u0148 nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky a ni\u010deho dal\u0161\u00edho u\u017e se ob\u00e1vat net\u0159eba. Proto\u017ee se tu d\u00e1 na lec\u010dem dohodnout, podm\u00ednky tu lze flexibiln\u011b nastavit tak, aby je dlu\u017en\u00edk dok\u00e1zal plnit a i poskytovatel byl spokojen. Co\u017e \u010din\u00ed nebankovn\u00ed hypot\u00e9ky atraktivn\u00edmi pro kdekoho. A mo\u017en\u00e1 si d\u00edky n\u011bjak\u00e9 takov\u00e9 polep\u0161\u00edte i vy.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e se pen\u011bz nedost\u00e1v\u00e1","item":"https:\/\/www.sta-fas.cz\/kdyz-se-penez-nedostava\/#breadcrumbitem"}]}]